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Fix & Flip Loans
Bridge Loans
DSCR Rental Loans
Fix & Flip Loans
Bridge Loans
DSCR Rental Loans
Construction Loans
Brokers—Enjoy a Streamlined Process
Our digital mortgage platform simplifies every step, ensuring a faster, easier, and more transparent loan experience.
Work One-on-One with a Loan Officer
Lending for Investors at Every Level—New Investors, Experienced Rehabbers, Landlords, and Refinance
No Application Fees and Transparency on all Fees throughout the Loan Process
Short and Long-term Options Available
About Cogo Capital
As a full-service, private money wholesale lender, we work directly with brokers to assist their clients in building real estate portfolios, whether it is fix-and-flips or long-term rental loans.
Cogo makes use of automation to deliver processes that allow for quicker property evaluations, allowing investors to take advantage of fast-moving opportunities in their local real estate markets.
Client Reviews
"The first Private Money loan with Cogo. My first transaction with COGO Capital went well. We were able to get the deal funded and closed in under 30 days. Many thanks to the team at Cogo for making it happen!!!"
"Plain and simple! The most professional and accessible service ever! Thanks, COGO capital for being there for us the real estate entrepreneurs!"
"The entire process was positive from start to close. Some deals close with little or no issues. The team at Cogo took the time and worked with seller, buyer, attorneys, and Title company to make my deal work! Thank you for all your hard work, patience, and effort."
"My first loan with Cogo and my loan officer Terri was there every step. I would call her with any and every question that came to mind and she would gladly answer and if she couldn’t she would get back to me with an answer. On to the next closing."
"I just completed my first flip loan with COGO and I have to say, their team was awesome to work with. None of my questions went unanswered, and they guided me through the process. Communications were 100% and I am a great appreciator of that! If you’re looking for the answer to “Where am I going to get the money?” then COGO is the place to get it!"
"Good loans for fix and flip opportunities. Also good educational and training programs."
"It is an excellent place on how to learn and grow fast in your real estate business. I highly recommend CogoCapital for you!"
"I had a wonderful experience working with Cogo Capital. My loan officer Bill Koder was amazing to deal with. He was always very prompt with communications and the whole deal went extremely smooth from start to finish. Everything was simple and they delivered on what they promised. Cogo is my new go-to lender for all deals."
"Without COGO, I would not be where I’m at today financially, and I’m glad that they gave me a shot on my first fix and flip. If you’re new to real estate and need a chance for funding, COGO is the way to go."
"When banks say no call Cogo. They really helped me out. Everybody I worked with was top notch!"
"It was great working with Cogo again. This is my 6th loan and I am glad to have Cogo helping me grow my business."
"You got us started and helped us finish with being the recipient of the very first 30-Year Loan with COGO! Jaclyn Olsen was burning some midnight oil to help us too. We are greatly honored! Thank you for helping us make our dreams come true!"
"Robert, Tanya and Doug were maika’i (excellent in Hawaiian) in facilitating the entire loan process. Very detail-oriented so I knew exactly what was needed. Mahalo nui loa (thank you very much) for your kokua (help) and kala (money). ALOHA!"
"Cogo Capital goes beyond the extra mile to make getting funding for your project a reality. I would work with Robert and Tanya any day. They are the best loan originator and processor I have worked with."
"From the time we were introduced to everyone on the team – from The Lee Arnold System of Real Estate Investing to the loan officers at Cogo Capital – the phone is always answered, we receive global customer service, and that service is supreme."
"I have had a great experience so far with Cogo Capital. I am about to close on my first flip next week, and I couldn’t be more pleased. They truly live their purpose of being successful by making me successful."
"You have always been easy and available to reach both by phone and email with immediate responses to my questions. In this industry, timing is of the essence, and you have made this part of my job less stressful and more efficient because of your reliability."
Real Estate Investing Resources
Want to get started with real estate investing? Check out these articles on flipping, investing, rehabbing, marketing, entrepreneurship, offer-writing, property evaluation, and much, much more…